<?xml version="1.0" encoding="UTF-8"?><edm>
<id>37206</id>
<session>2008-09</session>
<number>212</number>
<title>Legislation On Lending</title>
<proposer id="10368">Elfyn Llwyd</proposer>
<date>2008-12-09</date>
<text>That this House regrets that the Government has chosen not to introduce a Responsible Lending Bill that would assist people across the UK by putting a stop to exploitative lending practices by loan-sharks who lend at extortionate rates of interest, making extortionate lending a criminal offence, putting a cap on chargeable interest rates for doorstep lenders, providing better regulation of the mortgage market to prevent the return of the housing bubble, enabling mortgage applications to be dealt with fairly during times when the banks are less willing to lend, and preventing a seizing up of the market.</text>
<topics>
	<topic>Loans</topic>
	<topic>Mortgages</topic>
</topics>
<signatures>
	<signature>
		<mp id="10368">Elfyn Llwyd</mp>
		<date>2008-12-09</date>
		<type>Proposed</type>
		<constituency>Meirionnydd Nant Conwy</constituency>
		<party>Plaid Cymru</party>
	</signature>
	<signature>
		<mp id="11170">Adam Price</mp>
		<date>2008-12-09</date>
		<type>Seconded</type>
		<constituency>Carmarthen East and Dinefwr</constituency>
		<party>Plaid Cymru</party>
	</signature>
	<signature>
		<mp id="11323">Hywel Williams</mp>
		<date>2008-12-09</date>
		<type>Seconded</type>
		<constituency>Caernarfon</constituency>
		<party>Plaid Cymru</party>
	</signature>
	<signature>
		<mp id="11458">Stephen Williams</mp>
		<date>2008-12-10</date>
		<type>Seconded</type>
		<constituency>Bristol West</constituency>
		<party>Liberal Democrat</party>
	</signature>
	<signature>
		<mp id="10623">Robert Wareing</mp>
		<date>2008-12-10</date>
		<type>Seconded</type>
		<constituency>Liverpool, West Derby</constituency>
		<party>Independent</party>
	</signature>
	<signature>
		<mp id="11589">Mark Durkan</mp>
		<date>2008-12-10</date>
		<type>Seconded</type>
		<constituency>Foyle</constituency>
		<party>Social Democratic and Labour Party</party>
	</signature>
	<signature>
		<mp id="14137">John Mason</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Glasgow East</constituency>
		<party>Scottish National Party</party>
	</signature>
	<signature>
		<mp id="12004">Angus MacNeil</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Na h-Eileanan an Iar</constituency>
		<party>Scottish National Party</party>
	</signature>
	<signature>
		<mp id="11707">John Leech</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Manchester, Withington</constituency>
		<party>Liberal Democrat</party>
	</signature>
	<signature>
		<mp id="11973">Stewart Hosie</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Dundee East</constituency>
		<party>Scottish National Party</party>
	</signature>
	<signature>
		<mp id="11333">Pete Wishart</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Perth and North Perthshire</constituency>
		<party>Scottish National Party</party>
	</signature>
	<signature>
		<mp id="10586">David Taylor</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>North West Leicestershire</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10177">David Drew</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Stroud</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10133">Jeremy Corbyn</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Islington North</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10261">Evan Harris</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Oxford West and Abingdon</constituency>
		<party>Liberal Democrat</party>
	</signature>
	<signature>
		<mp id="11189">Angus Robertson</mp>
		<date>2008-12-10</date>
		<type>Signed</type>
		<constituency>Moray</constituency>
		<party>Scottish National Party</party>
	</signature>
	<signature>
		<mp id="13735">Dai Davies</mp>
		<date>2008-12-11</date>
		<type>Signed</type>
		<constituency>Blaenau Gwent</constituency>
		<party>Independent</party>
	</signature>
	<signature>
		<mp id="12834">Jim Devine</mp>
		<date>2008-12-11</date>
		<type>Signed</type>
		<constituency>Livingston</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10258">Mike Hancock</mp>
		<date>2008-12-11</date>
		<type>Signed</type>
		<constituency>Portsmouth South</constituency>
		<party>Liberal Democrat</party>
	</signature>
	<signature>
		<mp id="10142">Ann Cryer</mp>
		<date>2008-12-11</date>
		<type>Signed</type>
		<constituency>Keighley</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10077">Colin Burgon</mp>
		<date>2008-12-11</date>
		<type>Signed</type>
		<constituency>Elmet</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10541">Alan Simpson</mp>
		<date>2008-12-11</date>
		<type>Signed</type>
		<constituency>Nottingham South</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10383">John McDonnell</mp>
		<date>2008-12-15</date>
		<type>Signed</type>
		<constituency>Hayes and Harlington</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10780">Gregory Campbell</mp>
		<date>2008-12-15</date>
		<type>Signed</type>
		<constituency>East Londonderry</constituency>
		<party>DUP</party>
	</signature>
	<signature>
		<mp id="10218">George Galloway</mp>
		<date>2008-12-16</date>
		<type>Signed</type>
		<constituency>Bethnal Green and Bow</constituency>
		<party>Respect</party>
	</signature>
	<signature>
		<mp id="10189">Bill Etherington</mp>
		<date>2008-12-16</date>
		<type>Signed</type>
		<constituency>Sunderland North</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10129">Frank Cook</mp>
		<date>2008-12-16</date>
		<type>Signed</type>
		<constituency>Stockton North</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10857">Nigel Dodds</mp>
		<date>2008-12-17</date>
		<type>Signed</type>
		<constituency>Belfast North</constituency>
		<party>DUP</party>
	</signature>
	<signature>
		<mp id="11971">Jo Swinson</mp>
		<date>2008-12-18</date>
		<type>Signed</type>
		<constituency>East Dunbartonshire</constituency>
		<party>Liberal Democrat</party>
	</signature>
	<signature>
		<mp id="10543">Marsha Singh</mp>
		<date>2009-01-13</date>
		<type>Signed</type>
		<constituency>Bradford West</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10616">Rudi Vis</mp>
		<date>2009-01-19</date>
		<type>Signed</type>
		<constituency>Finchley and Golders Green</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="11148">Albert Owen</mp>
		<date>2009-01-27</date>
		<type>Signed</type>
		<constituency>Ynys M</constituency>
		<party>Labour</party>
	</signature>
	<signature>
		<mp id="10105">Michael Clapham</mp>
		<date>2009-01-27</date>
		<type>Signed</type>
		<constituency>Barnsley West and Penistone</constituency>
		<party>Labour</party>
	</signature>
</signatures>
</edm>