Parliament Website

Mortgage Protection Policies

EDM number 1180 in 1994-95, proposed by Nicholas Winterton on 25/05/1995.

That this House notes with interest the report published by the Department of the Environment on 18th May entitled Mortgage Arrears and Possessions: Perspectives from Borrowers, Lenders and the Courts; notes the conclusions of this report that mortgage protection insurance policies offer no adequate protection against arrears and will be no substitute for the current system of income support for unemployed homeowners, that 'it is hard to see what would be gained by expanding them', and that 'in many instances they take borrowers' resources that might otherwise be put towards mortgage payments while offering little in return'; calls upon the Secretary of State for Social Security to give his most urgent consideration to this report and to the representations not only from the Manufacturing and Construction Industries Alliance, the Council of Mortgage Lenders, and the House Builders Federation, but also from many charitable proposals to restrict the payment of income support for mortgage interest since they are based upon the Government's misguided belief that mortgage protection insurance can provide an effective and comprehensive alternative to income support. (Relevant registered interest declared)

This motion has been signed by a total of 61 MPs.

MPDateConstituencyPartyType
Nicholas Winterton25/05/1995MacclesfieldProposed
Nick Raynsford25/05/1995GreenwichSigned
Frank Field25/05/1995BirkenheadSigned
Martin Smyth25/05/1995Belfast SouthSigned
Peter Fry31/05/1995WellingboroughSigned
Paddy Tipping31/05/1995SherwoodSigned
Jim Cunningham06/06/1995Coventry South EastSigned
Mark Fisher06/06/1995Stoke-on-Trent CentralSigned
Lawrence Cunliffe06/06/1995LeighSigned
Robin Corbett06/06/1995Birmingham, ErdingtonSigned
Lynne Jones06/06/1995Birmingham, Selly OakSigned
Barry Jones06/06/1995Alyn & DeesideSigned
Peter Hardy06/06/1995WentworthSigned
Joan Ruddock06/06/1995Lewisham, DeptfordSigned
Keith Bradley07/06/1995Manchester, WithingtonSigned
George Stevenson07/06/1995Stoke-on-Trent SouthSigned
Mike Hall07/06/1995Warrington SouthSigned
Norman Godman07/06/1995Greenock and Port GlasgowSigned
Neil Gerrard07/06/1995WalthamstowSigned
John Evans07/06/1995St Helens NorthSigned
Jimmy Dunnachie07/06/1995Glasgow, PollokSigned
Jim Dowd07/06/1995Lewisham WestSigned
John Denham07/06/1995Southampton, ItchenSigned
John Cummings07/06/1995EasingtonSigned
Jean Corston07/06/1995Bristol EastSigned
Helen Jackson07/06/1995Sheffield, HillsboroughSigned
Eric Illsley07/06/1995Barnsley CentralSigned
John Gunnell08/06/1995Leeds South and MorleySigned
Eric Clarke08/06/1995MidlothianSigned
Jamie Cann08/06/1995IpswichSigned
John Spellar08/06/1995Warley WestSigned
Bridget Prentice08/06/1995Lewisham EastSigned
Alan Meale08/06/1995MansfieldSigned
Joan Walley09/06/1995Stoke-on-Trent NorthSigned
Alan Simpson12/06/1995Nottingham SouthSigned
Rachel Squire12/06/1995Dunfermline WestSigned
John Heppell12/06/1995Nottingham EastSigned
Jack Thompson13/06/1995WansbeckSigned
Peter Snape14/06/1995West Bromwich EastSigned
Bill Olner14/06/1995NuneatonSigned
Edward O'Hara14/06/1995Knowsley SouthSigned
Anne Campbell15/06/1995CambridgeSigned
Bill Etherington15/06/1995Sunderland NorthSigned
Win Griffiths15/06/1995BridgendSigned
John Battle15/06/1995Leeds WestSigned
Geoffrey Robinson19/06/1995Coventry North WestSigned
Tony Wright19/06/1995Cannock and BurntwoodSigned
Michael Clapham19/06/1995Barnsley West & PenistoneSigned
John Gilbert21/06/1995Dudley EastSigned
Ken Livingstone22/06/1995Brent EastSigned
Andrew MacKinlay26/06/1995ThurrockSigned
Tommy Graham29/06/1995Renfrew West and InverclydeSigned
Simon Hughes04/07/1995Southwark and BermondseySigned
Peter Mandelson04/07/1995HartlepoolSigned
Martyn Jones06/07/1995Clwyd South WestSigned
Bill Cash06/07/1995StaffordSigned
Jim Cousins10/07/1995Newcastle upon Tyne CentralSigned
Margaret Hodge12/07/1995BarkingSigned
Roy Beggs14/07/1995East AntrimSigned
Audrey Wise18/07/1995PrestonSigned
Joe Ashton19/07/1995BassetlawSigned

Download raw data as csv or xml.