Mortgage Payers At Risk
EDM number 610 in 1994-95, proposed by Alan Meale on 14/02/1995.
That the House applauds the recently published Trades Union Congress report Mortgage Payers at Risk which surveyed on exclusions and eligibilities for private mortgage protection insurance in the United Kingdom; is alarmed by its findings which exposed the fact that those excluded and with previous difficulties in obtaining private insurance, included 2.6 million part-time workers working under 16 hours per week, 1.6 million workers on temporary contracts of less than 12 months duration, many of the nation's 3.3 million self-employed, the over 55s, who are either excluded or face sharply increasing premiums as they get closer to retirement age, and other groups such as the 300,000 people on government training schemes and the estimated 144,000 unpaid family workers in Britain; notes also that other reasons given for ineligibility for benefit included such factors as childbirth, pregnancy, miscarriage, abortion, or related complications, stress-related conditions, backacke, HIV and AIDS sufferers, those dismissed due to their behaviour at work and those who had either been directly or indirectly involved in a strike or lockout; and calls upon Her Majesty's Government to immediately act to end such inequalities by the introduction of a system of national guarantee for every citizen, funded on the basis of the ability to pay, thus avoiding any further increase in the inequality which is now a disgraceful feature of British society.
This motion has been signed by a total of 69 MPs.
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