Default Banking Charges

EDM number 2227 in 2005-06, proposed by Julia Goldsworthy on 22/05/2006.

That this House notes with concern the exorbitant costs to customers of default charges applied to current and credit card accounts, which cause distress and alarm to consumers, and in particular to the financially vulnerable; welcomes the statement by the Office of Fair Trading (OFT) that a default charge should only be used to recover certain limited administrative costs; recognises the work by Which? to challenge excessive bank charges; commends the thousands of consumers who have challenged these default charges with their providers, many using the free information made available from Which?; and calls on current account and credit card providers to respond positively to OFT's statement.

This motion has been signed by a total of 88 MPs.

MP	Date	Constituency	Party	Type
Julia Goldsworthy	22/05/2006	Falmouth & Camborne	Liberal Democrat	Proposed
Mark Durkan	22/05/2006	Foyle	Social Democratic and Labour Party	Seconded
Colin Breed	23/05/2006	South East Cornwall	Liberal Democrat	Seconded
Mike Hancock	23/05/2006	Portsmouth South	Liberal Democrat	Seconded
Bob Spink	23/05/2006	Castle Point	Conservative	Seconded
Andrew Dismore	23/05/2006	Hendon	Labour	Seconded
Mark Williams	23/05/2006	Ceredigion	Liberal Democrat	Signed
John Leech	23/05/2006	Manchester, Withington	Liberal Democrat	Signed
David Taylor	23/05/2006	North West Leicestershire	Labour	Signed
Peter Bottomley	23/05/2006	Worthing West	Conservative	Signed
Andrew George	23/05/2006	St Ives	Liberal Democrat	Signed
Paul Flynn	23/05/2006	Newport West	Labour	Signed
Jeremy Corbyn	23/05/2006	Islington North	Labour	Signed
Mark Lazarowicz	23/05/2006	Edinburgh North & Leith	Labour	Signed
Paul Holmes	23/05/2006	Chesterfield	Liberal Democrat	Signed
Bob Russell	23/05/2006	Colchester	Liberal Democrat	Signed
Sharon Hodgson	24/05/2006	Gateshead East & Washington West	Labour	Signed
Katy Clark	24/05/2006	Ayrshire North & Arran	Labour	Signed
Madeleine Moon	24/05/2006	Bridgend	Labour	Signed
Michael Penning	24/05/2006	Hemel Hempstead	Conservative	Signed
Stephen Williams	24/05/2006	Bristol West	Liberal Democrat	Signed
Mark Hunter	24/05/2006	Cheadle	Liberal Democrat	Signed
Willie Rennie	24/05/2006	Dunfermline & Fife West	Liberal Democrat	Signed
Rudi Vis	24/05/2006	Finchley & Golders Green	Labour	Signed
David Amess	24/05/2006	Southend West	Conservative	Signed
Ann Cryer	24/05/2006	Keighley	Labour	Signed
Iris Robinson	24/05/2006	Strangford	DUP	Signed
Lindsay Hoyle	24/05/2006	Chorley	Labour	Signed
Elfyn Llwyd	24/05/2006	Meirionnydd Nant Conwy	Plaid Cymru	Signed
John McDonnell	24/05/2006	Hayes & Harlington	Labour	Signed
Alan Meale	24/05/2006	Mansfield	Labour	Signed
Gregory Campbell	24/05/2006	East Londonderry	DUP	Signed
Martin Caton	24/05/2006	Gower	Labour	Signed
Lorely Burt	25/05/2006	Solihull	Liberal Democrat	Signed
Danny Alexander	25/05/2006	Inverness, Nairn, Badenoch & Strathspey	Liberal Democrat	Signed
Anne Begg	25/05/2006	Aberdeen South	Labour	Signed
David Drew	25/05/2006	Stroud	Labour	Signed
Nigel Dodds	25/05/2006	Belfast North	DUP	Signed
Annette Brooke	25/05/2006	Mid Dorset & North Poole	Liberal Democrat	Signed
Gordon Marsden	25/05/2006	Blackpool South	Labour	Signed
Tony Lloyd	25/05/2006	Manchester Central	Labour	Signed
Lynne Jones	25/05/2006	Birmingham, Selly Oak	Labour	Signed
Nick Harvey	25/05/2006	North Devon	Liberal Democrat	Signed
John Pugh	25/05/2006	Southport	Liberal Democrat	Signed
Phil Willis	05/06/2006	Harrogate & Knaresborough	Liberal Democrat	Signed
Sammy Wilson	05/06/2006	East Antrim	DUP	Signed
Richard Younger-Ross	05/06/2006	Teignbridge	Liberal Democrat	Signed
Daniel Rogerson	05/06/2006	North Cornwall	Liberal Democrat	Signed
Betty Williams	05/06/2006	Conwy	Labour	Signed
Matthew Taylor	05/06/2006	Truro & St Austell	Liberal Democrat	Signed
Janet Anderson	05/06/2006	Rossendale & Darwen	Labour	Signed
Vincent Cable	05/06/2006	Twickenham	Liberal Democrat	Signed
Alasdair McDonnell	05/06/2006	Belfast South	Social Democratic and Labour Party	Signed
Brian Jenkins	05/06/2006	Tamworth	Labour	Signed
David Heyes	05/06/2006	Ashton-under-Lyne	Labour	Signed
Doug Naysmith	06/06/2006	Bristol North West	Labour	Signed
Jim Devine	07/06/2006	Livingston	Labour	Signed
Derek Conway	07/06/2006	Old Bexley & Sidcup	Conservative	Signed
Fraser Kemp	07/06/2006	Houghton & Washington East	Labour	Signed
Lady Hermon	07/06/2006	North Down	UUP	Signed
Alan Simpson	08/06/2006	Nottingham South	Labour	Signed
Paul Burstow	08/06/2006	Sutton & Cheam	Liberal Democrat	Signed
Lyn Brown	08/06/2006	West Ham	Labour	Signed
Roger Williams	12/06/2006	Brecon & Radnorshire	Liberal Democrat	Signed
Paul Truswell	12/06/2006	Pudsey	Labour	Signed
Bill Etherington	12/06/2006	Sunderland North	Labour	Signed
Edward Davey	12/06/2006	Kingston & Surbiton	Liberal Democrat	Signed
Tom Brake	14/06/2006	Carshalton & Wallington	Liberal Democrat	Signed
Andrew Stunell	19/06/2006	Hazel Grove	Liberal Democrat	Signed
Martin Linton	19/06/2006	Battersea	Labour	Signed
Stephen Hepburn	20/06/2006	Jarrow	Labour	Signed
Susan Kramer	20/06/2006	Richmond Park	Liberal Democrat	Signed
Rosie Cooper	21/06/2006	West Lancashire	Labour	Signed
Jennifer Willott	21/06/2006	Cardiff Central	Liberal Democrat	Signed
John Hemming	22/06/2006	Birmingham, Yardley	Liberal Democrat	Signed
Paul Farrelly	22/06/2006	Newcastle-under-Lyme	Labour	Signed
Russell Brown	22/06/2006	Dumfries & Galloway	Labour	Signed
Chris Mullin	27/06/2006	Sunderland South	Labour	Signed
Ronnie Campbell	03/07/2006	Blyth Valley	Labour	Signed
Edward O'Hara	03/07/2006	Knowsley South	Labour	Signed
Mohammad Sarwar	06/07/2006	Glasgow Central	Labour	Signed
Adrian Bailey	13/07/2006	West Bromwich West	Labour	Signed
Hywel Williams	25/07/2006	Caernarfon	Plaid Cymru	Signed
Jo Swinson	25/07/2006	East Dunbartonshire	Liberal Democrat	Signed
Joan Walley	10/10/2006	Stoke-on-Trent North	Labour	Signed
David Lepper	11/10/2006	Brighton, Pavilion	Labour	Signed
Kerry McCarthy	20/10/2006	Bristol East	Labour	Signed
Greg Pope	26/10/2006	Hyndburn	Labour	Signed

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