Bank Penalty Charges (EDM283)

Bank Penalty Charges

EDM number 283 in 2009-10, proposed by Vincent Cable on 30/11/2009.
Categorised under the topics of Consumers and Financial services.

That this House notes the judgement of the Supreme Court that banks and building societies were legally entitled to charge penalty fees for unauthorised overdrafts; further notes that the Supreme Court conclusion was not a judgement on the fairness of such charges; condemns the disproportionate penalty charges levied on customers by banks and building societies; welcomes the Office of Fair Trading's assessment that such charges are unfair; urges the Office of Fair Trading to continue to pursue this issue using the other powers available to it; calls on the British Bankers' Association to amend the Banking Code to make explicit the industry's principles on service charges; further calls on the Government to review existing pricing structures; and further calls on banks and building societies to voluntarily refund unfair and disproportionate penalty charges.

This motion has been signed by a total of 83 MPs, 2 of these signatures have been withdrawn.

MP	Date	Constituency	Party	Type
Vincent Cable	30/11/2009	Twickenham	Liberal Democrat	Proposed
John Thurso	30/11/2009	Caithness, Sutherland and Easter Ross	Liberal Democrat	Seconded
Jeremy Browne	30/11/2009	Taunton	Liberal Democrat	Seconded
Colin Breed	30/11/2009	South East Cornwall	Liberal Democrat	Seconded
Andrew Stunell	30/11/2009	Hazel Grove	Liberal Democrat	Seconded
Kate Hoey	30/11/2009	Vauxhall	Labour	Seconded
Bob Russell	30/11/2009	Colchester	Liberal Democrat	Signed
Peter Bottomley	30/11/2009	Worthing West	Conservative	Signed
David Taylor	01/12/2009	North West Leicestershire	Labour	Withdrawn
Stephen Williams	01/12/2009	Bristol West	Liberal Democrat	Signed
Richard Taylor	01/12/2009	Wyre Forest	Independent	Signed
Andrew George	01/12/2009	St Ives	Liberal Democrat	Signed
Mark Durkan	01/12/2009	Foyle	Social Democratic and Labour Party	Signed
David Drew	01/12/2009	Stroud	Labour	Signed
Jeremy Corbyn	01/12/2009	Islington North	Labour	Signed
Martin Caton	01/12/2009	Gower	Labour	Signed
Glenda Jackson	01/12/2009	Hampstead and Highgate	Labour	Signed
Nick Harvey	01/12/2009	North Devon	Liberal Democrat	Signed
Adrian Sanders	01/12/2009	Torbay	Liberal Democrat	Signed
Andrew Dismore	01/12/2009	Hendon	Labour	Signed
Norman Baker	02/12/2009	Lewes	Liberal Democrat	Signed
Dai Davies	02/12/2009	Blaenau Gwent	Independent	Signed
Jim Devine	02/12/2009	Livingston	Labour	Signed
Andrew Pelling	02/12/2009	Croydon Central	Independent	Signed
Derek Wyatt	02/12/2009	Sittingbourne and Sheppey	Labour	Signed
Janet Dean	02/12/2009	Burton	Labour	Signed
Ann Cryer	02/12/2009	Keighley	Labour	Signed
Annette Brooke	02/12/2009	Mid Dorset and North Poole	Liberal Democrat	Signed
William McCrea	02/12/2009	South Antrim	DUP	Signed
Lynne Jones	02/12/2009	Birmingham, Selly Oak	Labour	Signed
Paul Holmes	02/12/2009	Chesterfield	Liberal Democrat	Signed
John Pugh	03/12/2009	Southport	Liberal Democrat	Signed
Alan Meale	03/12/2009	Mansfield	Labour	Signed
Nigel Dodds	03/12/2009	Belfast North	DUP	Signed
Jeffrey M Donaldson	03/12/2009	Lagan Valley	DUP	Signed
Jo Swinson	03/12/2009	East Dunbartonshire	Liberal Democrat	Signed
John Leech	07/12/2009	Manchester, Withington	Liberal Democrat	Signed
Robert Wareing	07/12/2009	Liverpool, West Derby	Independent	Signed
Mike Hancock	07/12/2009	Portsmouth South	Liberal Democrat	Signed
Menzies Campbell	07/12/2009	North East Fife	Liberal Democrat	Signed
Gerald Kaufman	07/12/2009	Manchester, Gorton	Labour	Signed
Eric Illsley	07/12/2009	Barnsley Central	Labour	Signed
Neil Gerrard	07/12/2009	Walthamstow	Labour	Signed
Ken Purchase	08/12/2009	Wolverhampton North East	Labour	Signed
Gregory Campbell	08/12/2009	East Londonderry	DUP	Signed
Jim Cousins	08/12/2009	Newcastle upon Tyne Central	Labour	Signed
Roger Williams	08/12/2009	Brecon and Radnorshire	Liberal Democrat	Signed
Danny Alexander	08/12/2009	Inverness, Nairn, Badenoch and Strathspey	Liberal Democrat	Signed
Mark Williams	08/12/2009	Ceredigion	Liberal Democrat	Signed
Denis Murphy	09/12/2009	Wansbeck	Labour	Signed
Mark Hunter	09/12/2009	Cheadle	Liberal Democrat	Signed
Kelvin Hopkins	09/12/2009	Luton North	Labour	Signed
David Simpson	09/12/2009	Upper Bann	DUP	Signed
Iris Robinson	10/12/2009	Strangford	DUP	Withdrawn
George Howarth	10/12/2009	Knowsley North and Sefton East	Labour	Signed
Brian Jenkins	10/12/2009	Tamworth	Labour	Signed
Michael Connarty	10/12/2009	Linlithgow and East Falkirk	Labour	Signed
Rudi Vis	10/12/2009	Finchley and Golders Green	Labour	Signed
Gordon Banks	10/12/2009	Ochil and South Perthshire	Labour	Signed
Alistair Carmichael	15/12/2009	Orkney and Shetland	Liberal Democrat	Signed
John Mason	15/12/2009	Glasgow East	Scottish National Party	Signed
Paul Rowen	15/12/2009	Rochdale	Liberal Democrat	Signed
Katy Clark	15/12/2009	North Ayrshire and Arran	Labour	Signed
Paul Murphy	15/12/2009	Torfaen	Labour	Signed
Dennis Skinner	15/12/2009	Bolsover	Labour	Signed
Mark Fisher	15/12/2009	Stoke-on-Trent Central	Labour	Signed
David Heyes	16/12/2009	Ashton-under-Lyne	Labour	Signed
Simon Hughes	16/12/2009	North Southwark and Bermondsey	Liberal Democrat	Signed
Patrick Hall	16/12/2009	Bedford	Labour	Signed
Julia Goldsworthy	16/12/2009	Falmouth and Camborne	Liberal Democrat	Signed
David Howarth	05/01/2010	Cambridge	Liberal Democrat	Signed
Joan Walley	05/01/2010	Stoke-on-Trent North	Labour	Signed
Mark Oaten	05/01/2010	Winchester	Liberal Democrat	Signed
Jimmy Hood	05/01/2010	Lanark and Hamilton East	Labour	Signed
Alan Simpson	07/01/2010	Nottingham South	Labour	Signed
Roger Godsiff	12/01/2010	Birmingham, Sparkbrook and Small Heath	Labour	Signed
Eddie McGrady	18/01/2010	South Down	Social Democratic and Labour Party	Signed
Bill Etherington	19/01/2010	Sunderland North	Labour	Signed
David Heath	21/01/2010	Somerton & Frome	Liberal Democrat	Signed
Edward Davey	21/01/2010	Kingston and Surbiton	Liberal Democrat	Signed
Jennifer Willott	25/01/2010	Cardiff Central	Liberal Democrat	Signed
Greg Mulholland	28/01/2010	Leeds North West	Liberal Democrat	Signed
Malcolm Bruce	04/03/2010	Gordon	Liberal Democrat	Signed

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