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Interest Rates Charged By Doorstep Lenders

EDM number 1068 in 2005-06, proposed by Andrew Dismore on 17/11/2005.

That this House is appalled by the extortionate interest rates that doorstep lenders charge low-income households; welcomes the Pathway to Financial Inclusion campaign launched by the National Housing Federation and Debt on Our Doorstep; calls on honourable Members to support its three step approach; urges the Government to reduce the average annual percentage interest rate of 177 per cent. charged by doorstep lenders by placing a ceiling on interest rates; recommends that the Government provide a pathway into financial inclusion by requiring doorstep lenders to register borrowers' repayment records with credit reference agencies, thus allowing them to build up a credit history; and recommends that the Government investigate legislation which will introduce the right to a basic bank account for every UK citizen, giving the one in 12 households without access to a bank account, 60 per cent. of them social housing tenants, access to mainstream banking.

This motion has been signed by a total of 106 MPs.

MPDateConstituencyPartyType
Andrew Dismore17/11/2005HendonLabourProposed
Ann Cryer21/11/2005KeighleyLabourSeconded
Gregory Campbell21/11/2005East LondonderryDUPSeconded
Paul Holmes21/11/2005ChesterfieldLiberal DemocratSeconded
Bob Russell21/11/2005ColchesterLiberal DemocratSeconded
Mike Hancock22/11/2005Portsmouth SouthLiberal DemocratSeconded
Iris Robinson22/11/2005StrangfordDUPSigned
David Simpson22/11/2005Upper BannDUPSigned
William McCrea22/11/2005South AntrimDUPSigned
Martin Caton22/11/2005GowerLabourSigned
Jim Dobbin22/11/2005Heywood and MiddletonLabourSigned
Andrew Pelling22/11/2005Croydon CentralConservativeSigned
Glenda Jackson23/11/2005Hampstead and HighgateLabourSigned
Chris McCafferty23/11/2005Calder ValleyLabourSigned
Paul Burstow23/11/2005Sutton and CheamLiberal DemocratSigned
John Austin23/11/2005Erith and ThamesmeadLabourSigned
Desmond Turner23/11/2005Brighton, KemptownLabourSigned
John Pugh24/11/2005SouthportLiberal DemocratSigned
Joan Humble24/11/2005Blackpool North and FleetwoodLabourSigned
Gordon Marsden24/11/2005Blackpool SouthLabourSigned
Nigel Dodds24/11/2005Belfast NorthDUPSigned
George Galloway24/11/2005Bethnal Green and BowRespectSigned
Stephen Hepburn28/11/2005JarrowLabourSigned
John McDonnell28/11/2005Hayes and HarlingtonLabourSigned
Neil Gerrard28/11/2005WalthamstowLabourSigned
Roger Williams28/11/2005Brecon and RadnorshireLiberal DemocratSigned
Lady Hermon29/11/2005North DownUUPSigned
Danny Alexander29/11/2005Inverness, Nairn, Badenoch and StrathspeyLiberal DemocratSigned
Roger Godsiff30/11/2005Birmingham, Sparkbrook and Small HeathLabourSigned
David Hamilton30/11/2005MidlothianLabourSigned
Paul Rowen30/11/2005RochdaleLiberal DemocratSigned
David Borrow01/12/2005South RibbleLabourSigned
Celia Barlow01/12/2005HoveLabourSigned
Lyn Brown01/12/2005West HamLabourSigned
Sarah McCarthy-Fry01/12/2005Portsmouth NorthLabourSigned
Alison Seabeck01/12/2005Plymouth, DevonportLabourSigned
Phyllis Starkey05/12/2005Milton Keynes South WestLabourSigned
Diane Abbott05/12/2005Hackney North and Stoke NewingtonLabourSigned
David Heyes06/12/2005Ashton-under-LyneLabourSigned
Frank Doran06/12/2005Aberdeen NorthLabourSigned
Clive Betts06/12/2005Sheffield, AttercliffeLabourSigned
John MacDougall07/12/2005GlenrothesLabourSigned
Bill Olner07/12/2005NuneatonLabourSigned
Edward Davey07/12/2005Kingston and SurbitonLiberal DemocratSigned
Brian H Donohoe07/12/2005Central AyrshireLabourSigned
Roberta Blackman-Woods07/12/2005City of DurhamLabourSigned
Mary Creagh07/12/2005WakefieldLabourSigned
Michael Penning07/12/2005Hemel HempsteadConservativeSigned
Eric Illsley08/12/2005Barnsley CentralLabourSigned
Menzies Campbell08/12/2005North East FifeLiberal DemocratSigned
Paul Flynn08/12/2005Newport WestLabourSigned
David Anderson08/12/2005BlaydonLabourSigned
Rosie Cooper08/12/2005West LancashireLabourSigned
Tony Lloyd12/12/2005Manchester CentralLabourSigned
Michael Meacher12/12/2005Oldham West and RoytonLabourSigned
Alistair Carmichael12/12/2005Orkney and ShetlandLiberal DemocratSigned
Hywel Francis12/12/2005AberavonLabourSigned
Jim McGovern12/12/2005Dundee WestLabourSigned
Marsha Singh13/12/2005Bradford WestLabourSigned
Austin Mitchell13/12/2005Great GrimsbyLabourSigned
John Thurso13/12/2005Caithness, Sutherland and Easter RossLiberal DemocratSigned
George Mudie14/12/2005Leeds EastLabourSigned
Phil Willis14/12/2005Harrogate and KnaresboroughLiberal DemocratSigned
Robert Flello14/12/2005Stoke-on-Trent SouthLabourSigned
Mark Hunter14/12/2005CheadleLiberal DemocratSigned
Jeffrey M Donaldson15/12/2005Lagan ValleyDUPSigned
Charlotte Atkins15/12/2005Staffordshire MoorlandsLabourSigned
Sammy Wilson15/12/2005East AntrimDUPSigned
Edward Vaizey15/12/2005WantageConservativeSigned
Julie Morgan19/12/2005Cardiff NorthLabourSigned
Mohammad Sarwar19/12/2005Glasgow CentralLabourSigned
Julia Goldsworthy19/12/2005Falmouth and CamborneLiberal DemocratSigned
John Horam09/01/2006OrpingtonConservativeSigned
Mike Wood09/01/2006Batley and SpenLabourSigned
Barbara Keeley12/01/2006WorsleyLabourSigned
Kate Hoey19/01/2006VauxhallLabourSigned
Mark Fisher19/01/2006Stoke-on-Trent CentralLabourSigned
Bruce George26/01/2006Walsall SouthLabourSigned
Lynne Featherstone06/02/2006Hornsey and Wood GreenLiberal DemocratSigned
Nicholas Clegg13/02/2006Sheffield, HallamLiberal DemocratSigned
Tony Baldry15/02/2006BanburyConservativeSigned
Katy Clark27/02/2006North Ayrshire and ArranLabourSigned
Frank Field01/03/2006BirkenheadLabourSigned
Gerald Kaufman02/03/2006Manchester, GortonLabourSigned
Joan Ruddock14/03/2006Lewisham, DeptfordLabourSigned
Emily Thornberry17/03/2006Islington South and FinsburyLabourSigned
Robert Walter23/03/2006North DorsetConservativeSigned
John Smith27/04/2006Vale of GlamorganLabourSigned
Matthew Taylor02/05/2006Truro and St AustellLiberal DemocratSigned
Patrick Hall11/05/2006BedfordLabourSigned
Joan Walley11/05/2006Stoke-on-Trent NorthLabourSigned
Eddie McGrady12/05/2006South DownSocial Democratic and Labour PartySigned
Bob Laxton15/05/2006Derby NorthLabourSigned
Sandra Gidley15/05/2006RomseyLiberal DemocratSigned
John Barrett15/05/2006Edinburgh WestLiberal DemocratSigned
Edward Leigh16/05/2006GainsboroughConservativeSigned
Richard Benyon17/05/2006NewburyConservativeSigned
Ian Gibson18/05/2006Norwich NorthLabourSigned
Sarah Teather06/06/2006Brent EastLiberal DemocratSigned
Mark Williams07/06/2006CeredigionLiberal DemocratSigned
Joe Benton08/06/2006BootleLabourSigned
Norman Baker20/06/2006LewesLiberal DemocratSigned
Don Touhig22/06/2006IslwynLabourSigned
Mark Oaten19/07/2006WinchesterLiberal DemocratSigned
Ian Austin09/10/2006Dudley NorthLabourSigned
Jim Dowd06/11/2006Lewisham WestLabourSigned

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